The Receipts Index
How to Check Any Money Claim in 60 Seconds
You will see a money claim today. Maybe it's a post about a stock that "always" goes up in summer. Maybe it's an ad for a side hustle that "pays for itself in a week." Maybe it's an AI chatbot stating a number with total confidence. Claims like these are everywhere, and most people have no fast way to test one. So they land in one of two bad places: believe everything, or believe nothing.
There's a third option. Run a quick check. Not a research project, just a repeatable 60-second method you can use on any claim, from any source, every time. This is the core skill behind everything we do at The Receipts Index. Learn it once and it works forever.
The 60-second method
- Find the original source, not a summary. A screenshot of a headline is not a source. A quote of a quote is not a source. Click through until you hit the actual report, filing, or announcement. If you can't find it in a minute, treat the claim as unverified.
- Check the date. Old numbers get recycled as if they're current. A true claim from three years ago can be a false claim today. No date, no trust.
- Ask who benefits if you believe this. Follow the incentive. Is the person making the claim selling a course, a coin, a fund, or their own credibility? A biased source can still be right, but you should know the bias before you weigh the claim.
- Label it: fact, forecast, or opinion. Is this something provable now, a guess about the future, or someone's view? More on this below, because it's the most important habit on the list.
- Find the specific number and where it came from. Vague claims hide behind words like "huge," "massive," and "life-changing." Real claims have a number, a time period, and a source for that number. If the number has no origin, it's decoration, not evidence.
- Search the claim plus the word "scam" or "review." Thirty seconds in a search engine will surface complaints, warnings, and pattern matches that the pitch will never show you. Read the negative results first.
- If it promises guaranteed or fast returns, stop. This one overrides everything else. Real investing has risk and real wealth takes time. Anyone promising certainty or speed is either lying or doesn't understand what they're selling. Either way, you're done.
A worked example
Here's a made-up claim, the kind you'll see in any comment section: "Our trading bot returns a fixed 12% per month. Members have been getting paid for over a year. Spots close Friday."
Run the method. Original source: there isn't one, just testimonials on the seller's own page. Date: no verifiable track record with dates, just claims about "over a year." Who benefits: the seller collects your deposit either way. Label: "fixed 12% per month" is presented as a fact, but a return that hasn't happened yet is a forecast, and a forecast can't be fixed. That contradiction alone kills it. The number: 12% monthly, with no explanation of how it's generated or who audited it. Search: a search for the bot's name plus "scam" is where these pitches usually fall apart. Guaranteed returns: yes, plus fake urgency with a Friday deadline. That's a stop on step seven, but it failed long before that.
Total time, about a minute. That minute is worth more than any tip anyone will ever give you.
Fact, forecast, or opinion
Every money claim you'll ever see fits one of three boxes. Labeling the box is the whole skill.
Fact: provable right now, with a source. "This company reported X in revenue last quarter" is a fact if the filing exists and you can open it. Facts come with receipts.
Forecast: a guess about the future. Some forecasts are careful and some are garbage, but none are certain, ever. Any future return, price target, or growth prediction is a forecast, no matter how confidently it's stated.
Opinion: a view. "This is the best platform" and "crypto is the future" are opinions. Opinions can be interesting. They are not evidence, and they never move money on their own.
Most pitches work by dressing a forecast up as a fact. The word "will" doing the job of "did." Once you start labeling claims, you can't unsee it, and the costume stops working on you.
If you want to practice this with other people who check receipts before they believe anything, the free community is here: https://whop.com/alphavault-6be6/alpha-vault-founding-member
The 60-second checklist
Screenshot this. Run it on the next money claim you see.
- Find the original source. No source, no trust.
- Check the date. Old numbers lie by staying quiet about their age.
- Ask who benefits if you believe this.
- Label it: fact, forecast, or opinion.
- Find the specific number and where it came from.
- Search the claim plus "scam" or "review." Read the bad news first.
- Guaranteed or fast returns? Stop. You're done.
- Still unsure? Wait 24 hours. Real opportunities survive a day.
Real numbers. No hype. Receipts.